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Explore Our Properties

Living in Cross Creek

Cross Creek is a newer Hutto neighborhood of about 490 homes, planned by Meritage Homes, platted from 2019 to 2021 and built out by 2024. It sits just south of US 79 on the east side of FM 1660, with Carl Stern Drive at its south end. It's inside Hutto city limits, zoned to Hutto ISD, and in the Cross Creek Public Improvement District, which adds a separate yearly installment to each home's tax bill.

Homes~490 residential parcels
ZIP code78634
CityInside Hutto city limits
School districtHutto ISD
Special districtCross Creek PID (no MUD)
Platted2019–2021; built out

Homes we've helped buy and sell in and around Cross Creek

Jorgenson Real Estate has helped clients buy and sell more than 120 homes in and around Cross Creek. The dashed line marks Cross Creek, every pin is a home our brokerage closed within about two miles, and the map updates on its own as new sales close.

What to know about Cross Creek

  • Hutto ISD, split at the elementary level. The district's finder places most Cross Creek streets at Hutto Elementary (100 Mager Ln); homes on Mossy Rock Drive and Whelk Loop are zoned to Ray Elementary. Every street goes to Farley Middle, the Ninth Grade Center and Hutto High for 2026–27. Confirm any address with the Hutto ISD school finder.
  • A PID, not a MUD. The City of Hutto created the Cross Creek Public Improvement District in 2018 to finance the neighborhood's public improvements. Each lot pays an annual installment, billed separately and due January 31, and sellers must give buyers a written PID notice.
  • City services. Cross Creek pays City of Hutto property tax, and the city is the water provider on Hutto's service-area map. The HOA is Cross Creek Hutto Homeowners Association, Inc., managed by RealManage.
  • Built out. The three plats (2019, 2020 and 2021) created 488 home lots, and the city's 2024 PID update reports a finished home on every one.

Taxes

Every 2025 taxing unit on Cross Creek homes adds up to about $2.16 per $100 before exemptions: Williamson County, county road, City of Hutto, Hutto ISD, ESD 3, East Williamson County Higher Education Center and Lower Brushy Creek WCID. There's no MUD. The Cross Creek PID installment comes on top of that: about $995 or $1,104 for the bill due January 31, 2025, depending on lot type, on a schedule that runs through 2053 unless the owner pays it off early. Check any address on wcad.org.

Amenities

The 2018 community plan prepared for Meritage Homes called for a 3.5-acre neighborhood park and amenity center near the middle of the neighborhood, about 50 acres of open space, and a looped trail system with a 10-foot hike-and-bike trail starting near the south entrance.

Getting around

US 79 runs just north and FM 1660 along the west side. Approximate drives: Hutto City Hall and the Co-Op District about 2 miles, Hutto High about 2.3 miles, Farley Middle about 2.5 miles, downtown Round Rock about 10 miles, Baylor Scott & White Medical Center – Round Rock about 13 miles. SH 130 is about 2 miles west, straight-line.

Buying or selling in Cross Creek

Cross Creek is built out, so resales compete with each other instead of with a builder. Buyers ask about the PID first, so we show the yearly installment and remaining balance for your lot up front. We price from recent Cross Creek sales and handle photos, signs and launch. Start with a free market analysis.

More on MUDs, homestead exemptions and Texas contracts in our Central Texas real estate FAQ.

Cross Creek FAQ

Is Cross Creek in Hutto city limits?

Yes. Cross Creek homes pay City of Hutto property tax. There's no MUD, but the neighborhood is in the Cross Creek Public Improvement District.

What is the Cross Creek PID?

A public improvement district the City of Hutto created in 2018 to finance the neighborhood's public improvements. Each lot pays an annual installment, about $995 or $1,104 for the bill due January 31, 2025, depending on lot type, scheduled through 2053.

What schools serve Cross Creek?

Hutto ISD. Most streets are zoned to Hutto Elementary; Mossy Rock Drive and Whelk Loop go to Ray Elementary. All homes go to Farley Middle, the Ninth Grade Center and Hutto High for 2026-27. Confirm any address with the district.

What are property taxes in Cross Creek?

About $2.16 per $100 for 2025, before exemptions, plus the yearly PID installment of roughly $1,000 to $1,100.

Who built Cross Creek?

Meritage Homes planned the community, and the lots were platted from 2019 to 2021. The city's 2024 PID update reports a finished home on all 488 lots.

Has Jorgenson Real Estate sold homes near Cross Creek?

Yes, more than 120 within about two miles, including homes in Cross Creek itself. The map on this page shows every one and updates as new sales close.

Nearby neighborhoods

Comparing Cross Creek with its neighbors? These nearby guides cover schools, taxes, MUDs and our local sales the same way. Or start with our Hutto guide or the full list of communities we know.

Buying or selling in Cross Creek?

Talk with a local agent who knows Cross Creek street by street.

Talk to a Cross Creek agent

Sources: Cross Creek PID 2024 annual service plan update (City of Hutto), Halff (Cross Creek community plan), Cross Creek Hutto HOA management certificate, City of Hutto water service provider lookup, Hutto ISD, Williamson County 2025 tax rates, Williamson Central Appraisal District parcel records. Distances are approximate. This page is general information, not legal, tax or lending advice. Last reviewed September 2026