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Explore Our Properties

Living in Cottonwood Farms

Cottonwood Farms is a newer north Hutto neighborhood of about 450 homes on the north side of Limmer Loop, built from 2021 to 2025. County plat records call it Wilco Ranch. It's inside Hutto city limits with no MUD, zoned to Hutto ISD, and gets water from Jonah Water SUD and wastewater service from the City of Hutto.

Homes~450 residential parcels
ZIP code78634
CityInside Hutto city limits
School districtHutto ISD
UtilitiesJonah Water SUD · City of Hutto wastewater · no MUD
Built2021 to 2025

Homes we've helped buy and sell in and around Cottonwood Farms

Jorgenson Real Estate has helped clients buy and sell more than 100 homes in and around Cottonwood Farms. The dashed line marks Cottonwood Farms, every pin is a home our brokerage closed within about two miles, and the map updates on its own as new sales close.

What to know about Cottonwood Farms

  • Two names, one neighborhood. The builders and the HOA use Cottonwood Farms, while county plat records use Wilco Ranch. The HOA's management certificate names the subdivision "Cottonwood Farms, a/k/a Wilco Ranch," so look for homes under both names.
  • Hutto ISD. The district's finder places every Cottonwood Farms street at Cottonwood Creek Elementary (3160 Limmer Ln), Hutto Middle, the Ninth Grade Center and Hutto High for 2026–27. Confirm any address with the Hutto ISD school finder.
  • City limits, Jonah water. Homes pay City of Hutto property tax, and there's no MUD. The city's parcel map lists Jonah Water SUD as the water provider and the City of Hutto for wastewater, so new owners set up water service with Jonah.
  • Built fast. Five plats were recorded in 2021 and 2022, plus a small 2023 replat. County records show homes built from 2021 to 2025, most in 2022 and 2023, and most between about 1,400 and 2,700 square feet.

Taxes

Every 2025 taxing unit on Cottonwood Farms homes adds up to about $2.16 per $100 before exemptions: Williamson County ($0.3694), county road ($0.0443), City of Hutto ($0.3859), Hutto ISD ($1.2052), ESD 3 ($0.1000), East Williamson County Higher Education Center ($0.0409) and Upper Brushy Creek WCID ($0.0170). There's no MUD. Check any address on wcad.org.

Amenities

Ashton Woods' sales materials for Cottonwood Farms show a neighborhood pool, a park and an amenity area beside open space. County records show the HOA owns 14 open-space lots totaling about 12 acres, including a 4-acre open space and detention area. The HOA is Cottonwood Farms Residential Community, Inc., managed by RealManage; ask for the resale certificate early to see dues and transfer fees for a specific home.

Getting around

Limmer Loop runs along the south edge. Approximate drives: Cottonwood Creek Elementary about 1.3 miles, Hutto Middle about 1.6 miles, Hutto City Hall and the Co-Op District about 2 miles, Hutto High about 2.5 miles, Dell Diamond about 6 miles, downtown Round Rock about 9 miles, Baylor Scott & White Medical Center – Round Rock about 10 miles and downtown Taylor about 11 miles.

Buying or selling in Cottonwood Farms

Cottonwood Farms homes are only a few years old, so buyers often compare them with new construction elsewhere in Hutto. We price from recent sales in the neighborhood, point out any builder warranty coverage that remains, and make sure buyers searching for either Cottonwood Farms or Cottonwood Farms find the home. Start with a free market analysis.

More on MUDs, homestead exemptions and Texas contracts in our Central Texas real estate FAQ.

Cottonwood Farms FAQ

Is Cottonwood Farms the same as Wilco Ranch?

Yes. Cottonwood Farms is the name the builders and the HOA use, and Wilco Ranch is the name on the county plats. The HOA's management certificate lists the subdivision as Cottonwood Farms, also known as Wilco Ranch.

Is Cottonwood Farms in Hutto city limits?

Yes. Cottonwood Farms homes pay City of Hutto property tax, and there's no MUD.

What schools serve Cottonwood Farms?

Hutto ISD: Cottonwood Creek Elementary, Hutto Middle, the Ninth Grade Center and Hutto High for 2026-27. Confirm any address with the district's school finder.

What are property taxes in Cottonwood Farms?

About $2.16 per $100 for 2025, before homestead and other exemptions.

Who provides water in Cottonwood Farms?

Jonah Water SUD provides water and the City of Hutto provides wastewater service, according to the city's parcel map.

Has Jorgenson Real Estate sold homes near Cottonwood Farms?

Yes, more than 100 within about two miles, including homes in Cottonwood Farms itself. The map on this page shows every one and updates as new sales close.

Nearby neighborhoods

Comparing Cottonwood Farms with its neighbors? These nearby guides cover schools, taxes, MUDs and our local sales the same way. Or start with our Hutto guide or the full list of communities we know.

Buying or selling in Cottonwood Farms?

Talk with a local agent who knows Cottonwood Farms street by street.

Talk to a Cottonwood Farms agent

Sources: Cottonwood Farms Residential Community management certificate, Ashton Woods (Cottonwood Farms community brochure), City of Hutto parcel and utility map, Hutto ISD, Williamson County 2025 tax rates, Williamson Central Appraisal District parcel records. Distances are approximate. This page is general information, not legal, tax or lending advice. Last reviewed September 2026.