Pull up Highland Homes' listings for Mont Blanc in Schertz and you'll see homes priced from $529,990 to $677,220 on 70-foot homesites, a mile off I-35 in Guadalupe County. Pull up the same builder's listings for The Crossvine, elsewhere in Schertz, and the entry price drops by close to $65,000, inside a community with a resort-style pool, an outdoor amphitheater, and a trail system that stretches for miles through the greenbelt. On paper, that looks like a straightforward trade: pay more at Mont Blanc, get less community around you. Pay less at Crossvine, get the resort package.
Most buyers stop the comparison right there. They shouldn't, because both of those numbers were shaped by financing promotions that had already run their course by the time anyone reading this in mid-September could act on them. In Schertz's new-construction market right now, the number you find online and the number a sales office will actually quote you are rarely the same figure, and the gap between them moves on its own schedule.
What $530,000 Buys at Mont Blanc
Mont Blanc sits a mile off I-35 in Guadalupe County, close enough to San Antonio, New Braunfels, and San Marcos for an easy commute in any direction. Homes run from 2,547 to 3,819 square feet on 70-foot lots, larger frontage than most production communities in this part of Schertz. Children are zoned into Schertz-Cibolo-Universal City ISD, with John A Sippel Elementary among the closer campuses.
What the community does not advertise is a clubhouse, a pool, or a trail network. Highland's own marketing for Mont Blanc centers on homesite size and proximity to dining rather than shared recreation space. That's not a flaw. It's a different product. The premium here buys distance between houses and square footage inside them, not a shared amenity budget.
What $465,000 Buys a Few Miles Away at The Crossvine
The Crossvine is Schertz's first master-planned community, and it shows. Highland's own homes there run smaller, 1,950 to 2,832 square feet, priced from $464,990 to $626,331. For that money, residents get a resort pool with a separate wading pool, an open-air event pavilion, a multipurpose amphitheater used for movie nights and community performances, pocket parks with exercise equipment, multiple ponds, and a trail system reported at roughly twelve miles connecting homes to Heritage Oaks Park next door. Schools are the same district as Mont Blanc.
Set the two side by side and the real comparison isn't luxury versus basic. It's the same builder, the same school district, and a top-end price gap under $65,000, but two entirely different answers to what a buyer's money does once the mortgage closes. At Crossvine, it funds a shared social infrastructure. At Mont Blanc, it funds private square footage and lot width.
A third data point sharpens this further. Highland also builds Homestead, closer to FM 1103, about fifteen minutes from Joint Base San Antonio and thirty from San Marcos. Homestead's amenities include a resort-style pool with a splash pad, a fitness center, pet parks, hiking trails, and an open-air pavilion, all inside Highland's broader Schertz lineup that starts in the $430s across its four local communities. Homestead had carried its own incentive, $15,000 toward personalizing a new build, running from June 1 through August 31, 2026. That window closed before this article was written.
The Financing Detail That Changes the Math
Here's the part that actually explains why last month's price comparison and this month's price comparison can point to different conclusions. Mont Blanc's most recent promotion offered a 4.5 percent rate for the first two years, stepping to a fixed 5.5 percent from year three forward, tied to financing through Highland Homeloans. That offer required a signed contract between August 5 and September 7, 2026. It's gone now. Homestead's $15,000 incentive closed on August 31. Also gone.
That's two Highland communities in the same metro rotating meaningful financing incentives on windows measured in weeks, not seasons. Nothing suggests that pattern stops. It means a buyer who screenshots today's price and rate, then walks into a sales office in October expecting the same terms, is working from stale information.
The comparison that matters isn't Mont Blanc's list price against Crossvine's list price from a search result. It's what each builder is offering this week, run through an actual mortgage calculation, not read off a homepage.
This matters more here than in most resale conversations, because Schertz's broader housing figures make new construction look expensive by comparison almost regardless of which community you pick. Zillow's home value index for Schertz stood at $315,578 as of July 31, 2026, down 1.2 percent over the prior year. Movoto listed Schertz's median asking price at $412,000 in August 2026, with homes sitting a median of 163 days before going under contract. Homes.com put the trailing twelve-month median sale price at $352,428, up 2 percent year over year, with an average 105 days on market. Every new-construction price mentioned in this piece sits above all three of those citywide figures, because citywide figures are dominated by resale inventory built decades earlier on smaller lots with none of these amenity packages. New construction should be measured against new construction. Comparing Mont Blanc to a twenty-year-old resale down the street tells you almost nothing about what Mont Blanc actually costs relative to its real competitive set.
How to Actually Compare These Communities
If you're weighing Mont Blanc against Crossvine, Homestead, or any other Highland community in Schertz, the price you found last week is a starting point, not an answer. A few things worth confirming before you draw a conclusion:
- Ask for today's base price and today's financing incentive on the specific lot you're considering, not the community's advertised range from a search result.
- Run the actual principal-and-interest payment under the current rate structure, including what happens when a teaser rate steps up in year three.
- Decide honestly whether you'll use a resort pool and amphitheater or whether lot width and square footage matter more to your daily life.
- Confirm the exact elementary and intermediate school assignment for the address, not just the district name, since boundaries inside SCUCISD can shift block to block.
- Factor in the small commute differences. Mont Blanc leans toward I-35 access, Crossvine sits closer to Randolph Air Force Base and The Forum Shopping Center, and Homestead splits the difference toward FM 1103.
None of these communities is the wrong choice. They're different answers to different priorities, and the only way to know which one fits is to price them under this week's actual terms, not last month's headline.
FAQ
Are Mont Blanc, Crossvine, and Homestead all zoned to the same schools? All three sit within Schertz-Cibolo-Universal City ISD, though specific elementary and intermediate assignments vary by address. Confirm the exact school pairing for any lot before assuming it matches a neighboring community.
Does Mont Blanc have any shared amenities at all? Current marketing for the community centers on homesite size and nearby dining rather than a clubhouse, pool, or trail system, which is the main trade-off against Crossvine or Homestead.
How often do builder incentives like Highland's rate buydowns change? Based on the community-specific windows tied to Mont Blanc and Homestead this year, offers have run in roughly month-long blocks and aren't guaranteed to repeat on the same terms once they close.
If you're trying to figure out which of these communities actually fits your budget and your daily life, that's a conversation worth having before you sign anything, not after. Jorgenson Real Estate works across the Schertz and greater Central Texas new-construction market every week, and can pull current builder pricing and incentive terms before you tour a single model home. Contact us to start that conversation.
